Call reports 2019
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2019
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,183,000 | 81,378,000 | 81,318,000 | 80,565,000 |
| Total loans | 58,847,000 | 58,233,000 | 56,852,000 | 55,759,000 |
| Allowance for loan losses | 478,000 | 455,000 | 455,000 | 455,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,788,000 | 4,788,000 | 4,788,000 | 3,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,304,000 | 70,502,000 | 70,404,000 | 69,758,000 |
| Interest-bearing deposits | 70,304,000 | 70,502,000 | 70,404,000 | 69,758,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,737,000 | 10,704,000 | 10,642,000 | 10,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,443,000 | 2,179,000 | 2,875,000 |
| Interest expense | 326,000 | 684,000 | 1,064,000 | 1,434,000 |
| Net interest income | 383,000 | 759,000 | 1,115,000 | 1,441,000 |
| Noninterest income | -3,000 | -3,000 | 0 | 7,000 |
| Noninterest expense | 419,000 | 851,000 | 1,272,000 | 1,684,000 |
| Provision for loan losses | 0 | -23,000 | -23,000 | -5,000 |
| Pretax income | -39,000 | -72,000 | -134,000 | -231,000 |
| Income tax | 0 | 0 | 0 | -38,000 |
| Net income | -39,000 | -72,000 | -134,000 | -193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,737,000 | 10,704,000 | 10,642,000 | 10,583,000 |
| Total capital | 11,215,000 | 11,159,000 | 11,097,000 | 11,038,000 |
| Risk-weighted assets | 38,881,000 | 38,648,000 | 38,203,000 | 37,771,000 |