Call reports 2018
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2018
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,606,000 | 81,768,000 | 81,009,000 | 80,697,000 |
| Total loans | 62,006,000 | 61,676,000 | 60,736,000 | 60,122,000 |
| Allowance for loan losses | 478,000 | 478,000 | 478,000 | 478,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,003,000 | 5,003,000 | 5,003,000 | 4,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,555,000 | 70,654,000 | 69,861,000 | 69,730,000 |
| Interest-bearing deposits | 70,555,000 | 70,654,000 | 69,861,000 | 69,730,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,919,000 | 10,929,000 | 10,905,000 | 10,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,474,000 | 2,206,000 | 2,905,000 |
| Interest expense | 185,000 | 400,000 | 654,000 | 938,000 |
| Net interest income | 548,000 | 1,074,000 | 1,552,000 | 1,967,000 |
| Noninterest income | 8,000 | -12,000 | -6,000 | -22,000 |
| Noninterest expense | 444,000 | 879,000 | 1,319,000 | 1,768,000 |
| Provision for loan losses | 44,000 | 107,000 | 173,000 | 303,000 |
| Pretax income | 68,000 | 76,000 | 54,000 | -126,000 |
| Income tax | 16,000 | 14,000 | 16,000 | -35,000 |
| Net income | 52,000 | 62,000 | 38,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,919,000 | 10,929,000 | 10,905,000 | 10,776,000 |
| Total capital | 11,397,000 | 11,407,000 | 11,383,000 | 11,254,000 |
| Risk-weighted assets | 40,248,000 | 39,879,000 | 39,757,000 | 39,414,000 |