Call reports 2017
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2017
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,161,000 | 86,468,000 | 85,336,000 | 83,238,000 |
| Total loans | 65,496,000 | 65,322,000 | 65,113,000 | 63,653,000 |
| Allowance for loan losses | 522,000 | 501,000 | 476,000 | 478,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,105,000 | 5,105,000 | 5,105,000 | 5,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,175,000 | 75,342,000 | 74,168,000 | 72,169,000 |
| Interest-bearing deposits | 76,175,000 | 75,342,000 | 74,168,000 | 72,169,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,804,000 | 10,896,000 | 10,940,000 | 10,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,591,000 | 2,266,000 | 2,999,000 |
| Interest expense | 158,000 | 325,000 | 500,000 | 680,000 |
| Net interest income | 618,000 | 1,266,000 | 1,766,000 | 2,319,000 |
| Noninterest income | -7,000 | -1,000 | 6,000 | -92,000 |
| Noninterest expense | 480,000 | 926,000 | 1,347,000 | 1,853,000 |
| Provision for loan losses | 0 | 51,000 | 111,000 | 122,000 |
| Pretax income | 131,000 | 288,000 | 314,000 | 252,000 |
| Income tax | 41,000 | 106,000 | 88,000 | 99,000 |
| Net income | 90,000 | 182,000 | 226,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,804,000 | 10,896,000 | 10,940,000 | 10,867,000 |
| Total capital | 11,326,000 | 11,397,000 | 11,416,000 | 11,345,000 |
| Risk-weighted assets | 42,730,000 | 42,030,000 | 41,725,000 | 40,738,000 |