Call reports 2013
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2013
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,624,000 | 100,658,000 | 100,202,000 | 96,796,000 |
| Total loans | 69,552,000 | 69,189,000 | 69,449,000 | 69,608,000 |
| Allowance for loan losses | 464,000 | 447,000 | 620,000 | 644,000 |
| Securities available for sale | 0 | 0 | 9,855,000 | 9,360,000 |
| Securities held to maturity | 5,320,000 | 5,245,000 | 5,095,000 | 5,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,704,000 | 90,646,000 | 90,155,000 | 86,729,000 |
| Interest-bearing deposits | 91,704,000 | 90,646,000 | 90,155,000 | 86,729,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,712,000 | 9,807,000 | 9,915,000 | 9,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,820,000 | 2,796,000 | 3,687,000 |
| Interest expense | 255,000 | 493,000 | 717,000 | 925,000 |
| Net interest income | 662,000 | 1,327,000 | 2,079,000 | 2,762,000 |
| Noninterest income | 1,000 | 6,000 | -75,000 | -112,000 |
| Noninterest expense | 470,000 | 891,000 | 1,413,000 | 1,926,000 |
| Provision for loan losses | 0 | 85,000 | 219,000 | 243,000 |
| Pretax income | 193,000 | 357,000 | 372,000 | 481,000 |
| Income tax | 88,000 | 157,000 | 96,000 | 135,000 |
| Net income | 105,000 | 200,000 | 276,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,712,000 | 9,807,000 | 9,883,000 | 9,953,000 |
| Total capital | 10,176,000 | 10,254,000 | 10,457,000 | 10,515,000 |
| Risk-weighted assets | 46,139,000 | 46,151,000 | 45,714,000 | 44,909,000 |