Call reports 2012
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2012
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,607,000 | 98,536,000 | 100,048,000 | 99,510,000 |
| Total loans | 68,826,000 | 69,072,000 | 69,288,000 | 68,709,000 |
| Allowance for loan losses | 463,000 | 464,000 | 464,000 | 464,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,820,000 | 5,820,000 | 5,320,000 | 5,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,410,000 | 89,142,000 | 90,308,000 | 89,644,000 |
| Interest-bearing deposits | 88,410,000 | 89,142,000 | 90,308,000 | 89,644,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,080,000 | 9,211,000 | 9,501,000 | 9,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,005,000 | 2,989,000 | 3,902,000 |
| Interest expense | 315,000 | 605,000 | 887,000 | 1,145,000 |
| Net interest income | 724,000 | 1,400,000 | 2,102,000 | 2,757,000 |
| Noninterest income | 51,000 | 42,000 | 45,000 | 47,000 |
| Noninterest expense | 436,000 | 881,000 | 1,311,000 | 1,797,000 |
| Provision for loan losses | 45,000 | 46,000 | 46,000 | 46,000 |
| Pretax income | 294,000 | 515,000 | 790,000 | 961,000 |
| Income tax | 109,000 | 199,000 | 184,000 | 249,000 |
| Net income | 185,000 | 316,000 | 606,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,080,000 | 9,211,000 | 9,501,000 | 9,608,000 |
| Total capital | 9,543,000 | 9,675,000 | 9,965,000 | 10,072,000 |
| Risk-weighted assets | 44,373,000 | 46,443,000 | 46,818,000 | 45,624,000 |