Call reports 2023
SECURITY NATIONAL BANK — 2023
What SECURITY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 98,644,000 | 98,943,000 | 98,019,000 | 98,721,000 |
| Total loans | 53,051,000 | 53,097,000 | 52,727,000 | 52,321,000 |
| Allowance for loan losses | 766,000 | 788,000 | 776,000 | 720,000 |
| Securities available for sale | 32,898,000 | 32,614,000 | 31,526,000 | 30,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,599,000 | 85,883,000 | 84,158,000 | 85,367,000 |
| Interest-bearing deposits | 67,232,000 | 65,715,000 | 65,067,000 | 64,249,000 |
| Noninterest-bearing deposits | 19,367,000 | 20,168,000 | 19,091,000 | 21,118,000 |
| Equity capital | 7,937,000 | 7,935,000 | 7,885,000 | 8,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,742,000 | 2,680,000 | 3,651,000 |
| Interest expense | 158,000 | 334,000 | 539,000 | 756,000 |
| Net interest income | 692,000 | 1,408,000 | 2,141,000 | 2,895,000 |
| Noninterest income | 67,000 | 139,000 | 215,000 | 304,000 |
| Noninterest expense | 606,000 | 1,192,000 | 1,802,000 | 2,420,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 153,000 | 355,000 | 544,000 | 759,000 |
| Income tax | 43,000 | 100,000 | 153,000 | 177,000 |
| Net income | 110,000 | 255,000 | 391,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,729,000 | 9,875,000 | 10,010,000 | 10,201,000 |
| Total capital | 10,489,000 | 10,634,000 | 10,769,000 | 10,921,000 |
| Risk-weighted assets | 60,800,000 | 60,752,000 | 60,748,000 | 59,855,000 |