Call reports 2022
SECURITY NATIONAL BANK — 2022
What SECURITY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 103,069,000 | 103,232,000 | 99,567,000 | 100,507,000 |
| Total loans | 52,176,000 | 54,009,000 | 54,365,000 | 54,204,000 |
| Allowance for loan losses | 864,000 | 875,000 | 891,000 | 793,000 |
| Securities available for sale | 30,036,000 | 33,846,000 | 32,307,000 | 32,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,853,000 | 91,546,000 | 85,959,000 | 84,877,000 |
| Interest-bearing deposits | 69,809,000 | 70,996,000 | 68,142,000 | 66,911,000 |
| Noninterest-bearing deposits | 21,044,000 | 20,550,000 | 17,817,000 | 17,966,000 |
| Equity capital | 8,096,000 | 7,636,000 | 7,116,000 | 7,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,490,000 | 2,291,000 | 3,105,000 |
| Interest expense | 116,000 | 235,000 | 355,000 | 496,000 |
| Net interest income | 612,000 | 1,255,000 | 1,936,000 | 2,609,000 |
| Noninterest income | 97,000 | 167,000 | 238,000 | 320,000 |
| Noninterest expense | 580,000 | 1,135,000 | 1,711,000 | 2,297,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 114,000 | 257,000 | 418,000 | 587,000 |
| Income tax | 32,000 | 72,000 | 117,000 | 135,000 |
| Net income | 82,000 | 185,000 | 301,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,249,000 | 9,352,000 | 9,469,000 | 9,620,000 |
| Total capital | 10,021,000 | 10,130,000 | 10,245,000 | 10,394,000 |
| Risk-weighted assets | 61,736,000 | 62,154,000 | 62,015,000 | 61,926,000 |