Call reports 2020
SECURITY NATIONAL BANK — 2020
What SECURITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,232,000 | 90,476,000 | 90,458,000 | 93,771,000 |
| Total loans | 54,610,000 | 53,809,000 | 52,938,000 | 51,940,000 |
| Allowance for loan losses | 791,000 | 866,000 | 830,000 | 849,000 |
| Securities available for sale | 9,916,000 | 10,505,000 | 12,452,000 | 13,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,847,000 | 73,165,000 | 73,702,000 | 77,178,000 |
| Interest-bearing deposits | 57,758,000 | 60,150,000 | 61,081,000 | 60,202,000 |
| Noninterest-bearing deposits | 12,089,000 | 13,015,000 | 12,621,000 | 16,976,000 |
| Equity capital | 8,631,000 | 8,660,000 | 8,688,000 | 8,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,839,000 | 2,703,000 | 3,514,000 |
| Interest expense | 194,000 | 385,000 | 567,000 | 729,000 |
| Net interest income | 729,000 | 1,454,000 | 2,136,000 | 2,785,000 |
| Noninterest income | 80,000 | 138,000 | 208,000 | 324,000 |
| Noninterest expense | 590,000 | 1,143,000 | 1,734,000 | 2,332,000 |
| Provision for loan losses | 15,000 | 100,000 | 115,000 | 130,000 |
| Pretax income | 204,000 | 349,000 | 495,000 | 653,000 |
| Income tax | 58,000 | 99,000 | 141,000 | 164,000 |
| Net income | 146,000 | 250,000 | 354,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,529,000 | 8,542,000 | 8,587,000 | 8,722,000 |
| Total capital | 9,255,000 | 9,271,000 | 9,327,000 | 9,465,000 |
| Risk-weighted assets | 58,035,000 | 58,256,000 | 59,137,000 | 59,347,000 |