Call reports 2019
SECURITY NATIONAL BANK — 2019
What SECURITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,216,000 | 79,247,000 | 81,604,000 | 81,173,000 |
| Total loans | 50,938,000 | 51,458,000 | 52,619,000 | 55,828,000 |
| Allowance for loan losses | 663,000 | 742,000 | 771,000 | 777,000 |
| Securities available for sale | 12,473,000 | 11,884,000 | 12,579,000 | 11,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,565,000 | 65,531,000 | 67,972,000 | 67,940,000 |
| Interest-bearing deposits | 55,156,000 | 55,290,000 | 57,328,000 | 56,827,000 |
| Noninterest-bearing deposits | 11,409,000 | 10,241,000 | 10,644,000 | 11,113,000 |
| Equity capital | 8,511,000 | 8,490,000 | 8,587,000 | 8,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,747,000 | 2,656,000 | 3,600,000 |
| Interest expense | 156,000 | 334,000 | 529,000 | 727,000 |
| Net interest income | 702,000 | 1,413,000 | 2,127,000 | 2,873,000 |
| Noninterest income | 71,000 | 142,000 | 224,000 | 307,000 |
| Noninterest expense | 576,000 | 1,174,000 | 1,744,000 | 2,397,000 |
| Provision for loan losses | 45,000 | 105,000 | 145,000 | 165,000 |
| Pretax income | 148,000 | 267,000 | 453,000 | 608,000 |
| Income tax | 40,000 | 74,000 | 127,000 | 138,000 |
| Net income | 108,000 | 193,000 | 326,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,508,000 | 8,445,000 | 8,541,000 | 8,532,000 |
| Total capital | 9,171,000 | 9,111,000 | 9,234,000 | 9,250,000 |
| Risk-weighted assets | 53,406,000 | 53,228,000 | 55,381,000 | 57,431,000 |