Call reports 2018
SECURITY NATIONAL BANK — 2018
What SECURITY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,904,000 | 77,960,000 | 79,407,000 | 78,003,000 |
| Total loans | 51,838,000 | 51,018,000 | 51,934,000 | 50,962,000 |
| Allowance for loan losses | 757,000 | 772,000 | 809,000 | 726,000 |
| Securities available for sale | 16,096,000 | 15,567,000 | 14,882,000 | 13,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,998,000 | 66,045,000 | 66,336,000 | 65,381,000 |
| Interest-bearing deposits | 56,435,000 | 56,191,000 | 56,576,000 | 54,529,000 |
| Noninterest-bearing deposits | 10,563,000 | 9,854,000 | 9,760,000 | 10,852,000 |
| Equity capital | 8,288,000 | 8,251,000 | 8,372,000 | 8,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,643,000 | 2,496,000 | 3,325,000 |
| Interest expense | 132,000 | 261,000 | 397,000 | 548,000 |
| Net interest income | 680,000 | 1,382,000 | 2,099,000 | 2,777,000 |
| Noninterest income | 73,000 | 142,000 | 210,000 | 304,000 |
| Noninterest expense | 546,000 | 1,079,000 | 1,640,000 | 2,246,000 |
| Provision for loan losses | 15,000 | 35,000 | 70,000 | 115,000 |
| Pretax income | 193,000 | 411,000 | 600,000 | 712,000 |
| Income tax | 53,000 | 114,000 | 170,000 | 158,000 |
| Net income | 140,000 | 297,000 | 430,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,438,000 | 8,496,000 | 8,460,000 |
| Total capital | 9,126,000 | 9,107,000 | 9,181,000 | 9,125,000 |
| Risk-weighted assets | 54,703,000 | 53,492,000 | 54,723,000 | 53,171,000 |