Call reports 2016
SECURITY NATIONAL BANK — 2016
What SECURITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,068,000 | 81,220,000 | 81,499,000 | 81,615,000 |
| Total loans | 49,309,000 | 50,625,000 | 50,492,000 | 50,354,000 |
| Allowance for loan losses | 777,000 | 801,000 | 802,000 | 784,000 |
| Securities available for sale | 21,022,000 | 23,457,000 | 22,460,000 | 22,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,779,000 | 69,065,000 | 67,309,000 | 67,767,000 |
| Interest-bearing deposits | 58,338,000 | 58,586,000 | 56,854,000 | 56,682,000 |
| Noninterest-bearing deposits | 10,441,000 | 10,479,000 | 10,455,000 | 11,085,000 |
| Equity capital | 8,554,000 | 8,602,000 | 8,657,000 | 8,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,537,000 | 2,315,000 | 3,092,000 |
| Interest expense | 102,000 | 202,000 | 307,000 | 415,000 |
| Net interest income | 666,000 | 1,335,000 | 2,008,000 | 2,677,000 |
| Noninterest income | 59,000 | 120,000 | 183,000 | 210,000 |
| Noninterest expense | 528,000 | 1,048,000 | 1,551,000 | 2,114,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 198,000 | 363,000 | 620,000 | 753,000 |
| Income tax | 56,000 | 102,000 | 174,000 | 211,000 |
| Net income | 142,000 | 261,000 | 446,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,271,000 | 8,220,000 | 8,345,000 | 8,266,000 |
| Total capital | 8,931,000 | 8,908,000 | 9,036,000 | 8,953,000 |
| Risk-weighted assets | 52,733,000 | 54,990,000 | 55,169,000 | 54,871,000 |