Call reports 2015
SECURITY NATIONAL BANK — 2015
What SECURITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,657,000 | 76,427,000 | 78,032,000 | 79,906,000 |
| Total loans | 47,299,000 | 48,118,000 | 49,506,000 | 49,876,000 |
| Allowance for loan losses | 857,000 | 763,000 | 744,000 | 734,000 |
| Securities available for sale | 24,141,000 | 24,449,000 | 23,873,000 | 23,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,913,000 | 65,185,000 | 65,016,000 | 66,242,000 |
| Interest-bearing deposits | 55,370,000 | 55,453,000 | 55,764,000 | 55,120,000 |
| Noninterest-bearing deposits | 10,543,000 | 9,732,000 | 9,252,000 | 11,122,000 |
| Equity capital | 8,379,000 | 8,249,000 | 8,414,000 | 8,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,489,000 | 2,248,000 | 3,011,000 |
| Interest expense | 72,000 | 151,000 | 236,000 | 329,000 |
| Net interest income | 662,000 | 1,338,000 | 2,012,000 | 2,682,000 |
| Noninterest income | 65,000 | 129,000 | 192,000 | 269,000 |
| Noninterest expense | 520,000 | 1,007,000 | 1,516,000 | 2,024,000 |
| Provision for loan losses | 50,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 161,000 | 393,000 | 619,000 | 828,000 |
| Income tax | 50,000 | 122,000 | 193,000 | 232,000 |
| Net income | 111,000 | 271,000 | 426,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,018,000 | 8,044,000 | 8,148,000 | 8,204,000 |
| Total capital | 8,628,000 | 8,675,000 | 8,806,000 | 8,863,000 |
| Risk-weighted assets | 48,581,000 | 50,353,000 | 52,617,000 | 52,652,000 |