Call reports 2014
SECURITY NATIONAL BANK — 2014
What SECURITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,511,000 | 73,798,000 | 74,682,000 | 75,435,000 |
| Total loans | 44,548,000 | 46,067,000 | 46,782,000 | 48,837,000 |
| Allowance for loan losses | 875,000 | 852,000 | 874,000 | 875,000 |
| Securities available for sale | 23,489,000 | 24,701,000 | 25,626,000 | 23,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,194,000 | 65,087,000 | 61,194,000 | 63,278,000 |
| Interest-bearing deposits | 53,882,000 | 54,118,000 | 52,360,000 | 52,495,000 |
| Noninterest-bearing deposits | 10,312,000 | 10,969,000 | 8,834,000 | 10,783,000 |
| Equity capital | 7,936,000 | 8,200,000 | 8,268,000 | 8,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,417,000 | 2,151,000 | 2,889,000 |
| Interest expense | 84,000 | 162,000 | 241,000 | 320,000 |
| Net interest income | 621,000 | 1,255,000 | 1,910,000 | 2,569,000 |
| Noninterest income | 83,000 | 195,000 | 299,000 | 428,000 |
| Noninterest expense | 483,000 | 945,000 | 1,434,000 | 1,956,000 |
| Provision for loan losses | 30,000 | 53,000 | 75,000 | 123,000 |
| Pretax income | 191,000 | 452,000 | 711,000 | 953,000 |
| Income tax | 59,000 | 140,000 | 221,000 | 287,000 |
| Net income | 132,000 | 312,000 | 490,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,806,000 | 7,906,000 | 7,994,000 | 7,994,000 |
| Total capital | 8,377,000 | 8,490,000 | 8,591,000 | 8,610,000 |
| Risk-weighted assets | 45,411,000 | 46,481,000 | 47,483,000 | 49,048,000 |