Call reports 2013
SECURITY NATIONAL BANK — 2013
What SECURITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,864,000 | 70,073,000 | 71,640,000 | 71,204,000 |
| Total loans | 42,169,000 | 42,759,000 | 44,298,000 | 45,507,000 |
| Allowance for loan losses | 830,000 | 845,000 | 847,000 | 893,000 |
| Securities available for sale | 24,492,000 | 23,564,000 | 23,956,000 | 22,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,006,000 | 61,881,000 | 62,017,000 | 62,697,000 |
| Interest-bearing deposits | 52,080,000 | 52,243,000 | 53,416,000 | 52,360,000 |
| Noninterest-bearing deposits | 9,926,000 | 9,638,000 | 8,601,000 | 10,337,000 |
| Equity capital | 8,291,000 | 7,879,000 | 8,023,000 | 7,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,465,000 | 2,201,000 | 2,946,000 |
| Interest expense | 95,000 | 182,000 | 272,000 | 366,000 |
| Net interest income | 642,000 | 1,283,000 | 1,929,000 | 2,580,000 |
| Noninterest income | 94,000 | 198,000 | 292,000 | 411,000 |
| Noninterest expense | 488,000 | 953,000 | 1,430,000 | 1,930,000 |
| Provision for loan losses | 30,000 | 60,000 | 98,000 | 208,000 |
| Pretax income | 222,000 | 472,000 | 697,000 | 949,000 |
| Income tax | 71,000 | 149,000 | 219,000 | 287,000 |
| Net income | 151,000 | 323,000 | 478,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,742,000 | 7,761,000 | 7,831,000 | 7,853,000 |
| Total capital | 8,276,000 | 8,302,000 | 8,394,000 | 8,432,000 |
| Risk-weighted assets | 42,426,000 | 42,991,000 | 44,791,000 | 46,029,000 |