Call reports 2012
SECURITY NATIONAL BANK — 2012
What SECURITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,236,000 | 70,205,000 | 70,326,000 | 69,785,000 |
| Total loans | 38,576,000 | 40,859,000 | 42,793,000 | 42,777,000 |
| Allowance for loan losses | 793,000 | 785,000 | 789,000 | 814,000 |
| Securities available for sale | 26,716,000 | 26,589,000 | 24,243,000 | 23,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,577,000 | 61,564,000 | 60,641,000 | 59,656,000 |
| Interest-bearing deposits | 52,048,000 | 51,141,000 | 51,167,000 | 49,417,000 |
| Noninterest-bearing deposits | 9,529,000 | 10,423,000 | 9,474,000 | 10,239,000 |
| Equity capital | 8,137,000 | 8,181,000 | 8,402,000 | 8,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,562,000 | 2,360,000 | 3,135,000 |
| Interest expense | 120,000 | 235,000 | 351,000 | 458,000 |
| Net interest income | 660,000 | 1,327,000 | 2,009,000 | 2,677,000 |
| Noninterest income | 93,000 | 200,000 | 296,000 | 406,000 |
| Noninterest expense | 484,000 | 939,000 | 1,402,000 | 1,865,000 |
| Provision for loan losses | 75,000 | 130,000 | 145,000 | 175,000 |
| Pretax income | 194,000 | 458,000 | 758,000 | 1,043,000 |
| Income tax | 60,000 | 142,000 | 235,000 | 325,000 |
| Net income | 134,000 | 316,000 | 523,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,548,000 | 7,576,000 | 7,703,000 | 7,718,000 |
| Total capital | 8,042,000 | 8,082,000 | 8,231,000 | 8,251,000 |
| Risk-weighted assets | 39,206,000 | 40,229,000 | 41,981,000 | 42,364,000 |