Call reports 2011
SECURITY NATIONAL BANK — 2011
What SECURITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,515,000 | 66,105,000 | 66,570,000 | 67,860,000 |
| Total loans | 36,751,000 | 37,301,000 | 38,696,000 | 39,096,000 |
| Allowance for loan losses | 698,000 | 736,000 | 804,000 | 738,000 |
| Securities available for sale | 23,260,000 | 26,131,000 | 25,359,000 | 25,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,597,000 | 57,753,000 | 57,429,000 | 58,418,000 |
| Interest-bearing deposits | 46,984,000 | 48,960,000 | 49,705,000 | 49,242,000 |
| Noninterest-bearing deposits | 8,613,000 | 8,793,000 | 7,724,000 | 9,176,000 |
| Equity capital | 7,596,000 | 7,832,000 | 8,117,000 | 8,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,573,000 | 2,387,000 | 3,191,000 |
| Interest expense | 154,000 | 303,000 | 451,000 | 585,000 |
| Net interest income | 631,000 | 1,270,000 | 1,936,000 | 2,606,000 |
| Noninterest income | 94,000 | 189,000 | 280,000 | 385,000 |
| Noninterest expense | 419,000 | 847,000 | 1,259,000 | 1,703,000 |
| Provision for loan losses | 45,000 | 95,000 | 160,000 | 235,000 |
| Pretax income | 261,000 | 517,000 | 829,000 | 1,083,000 |
| Income tax | 77,000 | 154,000 | 248,000 | 336,000 |
| Net income | 184,000 | 363,000 | 581,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,394,000 | 7,409,000 | 7,538,000 | 7,523,000 |
| Total capital | 7,872,000 | 7,901,000 | 8,044,000 | 8,035,000 |
| Risk-weighted assets | 38,018,000 | 39,115,000 | 40,187,000 | 40,756,000 |