Call reports 2026
UNITED NATIONAL BANK — 2026
What UNITED NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 316,638,000 | 308,720,000 |
| Total loans | 233,394,000 | 246,157,000 |
| Allowance for loan losses | 5,167,000 | 5,432,000 |
| Securities available for sale | 31,279,000 | 30,317,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 262,311,000 | 255,918,000 |
| Interest-bearing deposits | 225,565,000 | 217,426,000 |
| Noninterest-bearing deposits | 36,746,000 | 38,492,000 |
| Equity capital | 46,979,000 | 45,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,908,000 | 10,187,000 |
| Interest expense | 1,589,000 | 3,149,000 |
| Net interest income | 3,319,000 | 7,038,000 |
| Noninterest income | 137,000 | 282,000 |
| Noninterest expense | 2,213,000 | 4,333,000 |
| Provision for loan losses | 147,000 | 345,000 |
| Pretax income | 976,000 | 2,585,000 |
| Income tax | 255,000 | 665,000 |
| Net income | 721,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,226,000 | 46,015,000 |
| Total capital | 49,898,000 | 48,789,000 |
| Risk-weighted assets | 210,519,000 | 218,563,000 |