Call report 2025Q4
UNITED NATIONAL BANK — 2025Q4
The 22 measures UNITED NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,069,000 | USD | evidence → |
| Total loans | 231,244,000 | USD | evidence → |
| Allowance for loan losses | 5,036,000 | USD | evidence → |
| Securities available for sale | 24,470,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,295,000 | USD | evidence → |
| Interest-bearing deposits | 221,756,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,539,000 | USD | evidence → |
| Equity capital | 46,555,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,965,000 | USD | evidence → |
| Interest expense | 6,459,000 | USD | evidence → |
| Net interest income | 14,506,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 8,429,000 | USD | evidence → |
| Provision for loan losses | 296,000 | USD | evidence → |
| Pretax income | 5,909,000 | USD | evidence → |
| Income tax | 1,472,000 | USD | evidence → |
| Net income | 4,437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,501,000 | USD | evidence → |
| Total capital | 49,126,000 | USD | evidence → |
| Risk-weighted assets | 206,983,000 | USD | evidence → |