Call reports 2024
UNITED NATIONAL BANK — 2024
What UNITED NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 282,501,000 | 273,839,000 | 288,118,000 | 287,213,000 |
| Total loans | 213,253,000 | 229,262,000 | 236,715,000 | 224,174,000 |
| Allowance for loan losses | 4,416,000 | 4,216,000 | 4,824,000 | 4,946,000 |
| Securities available for sale | 33,201,000 | 23,171,000 | 26,297,000 | 15,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,297,000 | 217,007,000 | 232,956,000 | 231,192,000 |
| Interest-bearing deposits | 190,504,000 | 185,413,000 | 202,682,000 | 200,750,000 |
| Noninterest-bearing deposits | 36,793,000 | 31,594,000 | 30,274,000 | 30,442,000 |
| Equity capital | 43,545,000 | 42,397,000 | 43,329,000 | 44,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,734,000 | 9,735,000 | 14,905,000 | 20,141,000 |
| Interest expense | 1,329,000 | 2,770,000 | 4,355,000 | 5,989,000 |
| Net interest income | 3,405,000 | 6,965,000 | 10,550,000 | 14,152,000 |
| Noninterest income | 218,000 | 472,000 | 500,000 | 770,000 |
| Noninterest expense | 1,950,000 | 3,861,000 | 5,858,000 | 7,861,000 |
| Provision for loan losses | 62,000 | 505,000 | 1,049,000 | 1,220,000 |
| Pretax income | 1,552,000 | 3,180,000 | 4,326,000 | 5,842,000 |
| Income tax | 306,000 | 697,000 | 1,012,000 | 1,403,000 |
| Net income | 1,246,000 | 2,483,000 | 3,314,000 | 4,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,668,000 | 42,495,000 | 43,331,000 | 44,461,000 |
| Total capital | 46,108,000 | 45,065,000 | 46,001,000 | 47,021,000 |
| Risk-weighted assets | 192,441,000 | 203,343,000 | 210,906,000 | 201,679,000 |