Call reports 2022
UNITED NATIONAL BANK — 2022
What UNITED NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 286,445,000 | 287,271,000 | 285,432,000 | 306,407,000 |
| Total loans | 192,465,000 | 200,388,000 | 199,072,000 | 194,669,000 |
| Allowance for loan losses | 5,291,000 | 5,273,000 | 5,280,000 | 5,769,000 |
| Securities available for sale | 18,403,000 | 22,880,000 | 57,056,000 | 62,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,134,000 | 240,276,000 | 237,034,000 | 256,972,000 |
| Interest-bearing deposits | 195,089,000 | 190,191,000 | 189,093,000 | 200,351,000 |
| Noninterest-bearing deposits | 44,045,000 | 50,084,000 | 47,941,000 | 56,621,000 |
| Equity capital | 36,925,000 | 36,314,000 | 37,445,000 | 38,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 5,489,000 | 8,940,000 | 12,903,000 |
| Interest expense | 320,000 | 636,000 | 974,000 | 1,420,000 |
| Net interest income | 2,280,000 | 4,853,000 | 7,966,000 | 11,483,000 |
| Noninterest income | 238,000 | 484,000 | 730,000 | 967,000 |
| Noninterest expense | 1,670,000 | 3,275,000 | 4,926,000 | 6,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 848,000 | 2,062,000 | 3,770,000 | 5,302,000 |
| Income tax | 223,000 | 518,000 | 946,000 | 1,382,000 |
| Net income | 625,000 | 1,544,000 | 2,824,000 | 3,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,876,000 | 36,295,000 | 37,602,000 | 38,721,000 |
| Total capital | 39,095,000 | 38,607,000 | 39,933,000 | 41,035,000 |
| Risk-weighted assets | 174,430,000 | 182,021,000 | 183,526,000 | 181,638,000 |