Call reports 2021
UNITED NATIONAL BANK — 2021
What UNITED NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,046,000 | 271,708,000 | 277,037,000 | 290,841,000 |
| Total loans | 202,082,000 | 210,721,000 | 214,229,000 | 196,540,000 |
| Allowance for loan losses | 5,371,000 | 5,575,000 | 5,451,000 | 5,293,000 |
| Securities available for sale | 10,137,000 | 10,827,000 | 10,677,000 | 20,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,163,000 | 226,049,000 | 230,143,000 | 238,257,000 |
| Interest-bearing deposits | 184,718,000 | 189,095,000 | 191,186,000 | 196,774,000 |
| Noninterest-bearing deposits | 36,445,000 | 36,954,000 | 38,957,000 | 41,483,000 |
| Equity capital | 34,974,000 | 34,548,000 | 35,570,000 | 36,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,791,000 | 5,928,000 | 9,049,000 | 11,746,000 |
| Interest expense | 433,000 | 813,000 | 1,179,000 | 1,525,000 |
| Net interest income | 2,358,000 | 5,115,000 | 7,870,000 | 10,221,000 |
| Noninterest income | 246,000 | 473,000 | 703,000 | 948,000 |
| Noninterest expense | 1,510,000 | 3,025,000 | 4,543,000 | 6,129,000 |
| Provision for loan losses | 188,000 | 375,000 | 520,000 | 643,000 |
| Pretax income | 906,000 | 2,188,000 | 3,510,000 | 4,397,000 |
| Income tax | 261,000 | 621,000 | 944,000 | 1,142,000 |
| Net income | 645,000 | 1,567,000 | 2,566,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,918,000 | 34,493,000 | 35,570,000 | 36,283,000 |
| Total capital | 37,202,000 | 36,720,000 | 37,868,000 | 38,491,000 |
| Risk-weighted assets | 179,616,000 | 174,776,000 | 180,651,000 | 173,593,000 |