Call reports 2020
UNITED NATIONAL BANK — 2020
What UNITED NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 214,407,000 | 232,673,000 | 236,244,000 | 247,006,000 |
| Total loans | 196,066,000 | 215,429,000 | 219,838,000 | 197,950,000 |
| Allowance for loan losses | 4,903,000 | 5,036,000 | 4,916,000 | 5,184,000 |
| Securities available for sale | 11,284,000 | 11,019,000 | 10,569,000 | 14,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,672,000 | 187,374,000 | 185,222,000 | 203,059,000 |
| Interest-bearing deposits | 153,704,000 | 155,140,000 | 155,858,000 | 173,684,000 |
| Noninterest-bearing deposits | 20,968,000 | 32,234,000 | 29,364,000 | 29,375,000 |
| Equity capital | 32,936,000 | 32,580,000 | 33,507,000 | 34,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,915,000 | 8,982,000 | 11,945,000 |
| Interest expense | 502,000 | 982,000 | 1,411,000 | 1,846,000 |
| Net interest income | 2,386,000 | 4,933,000 | 7,571,000 | 10,099,000 |
| Noninterest income | 545,000 | 775,000 | 991,000 | 1,221,000 |
| Noninterest expense | 1,635,000 | 3,111,000 | 4,555,000 | 5,945,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 930,000 |
| Pretax income | 1,086,000 | 2,177,000 | 3,377,000 | 4,445,000 |
| Income tax | 310,000 | 610,000 | 899,000 | 1,201,000 |
| Net income | 776,000 | 1,567,000 | 2,478,000 | 3,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,880,000 | 32,526,000 | 33,462,000 | 34,250,000 |
| Total capital | 35,103,000 | 34,975,000 | 35,909,000 | 36,495,000 |
| Risk-weighted assets | 174,760,000 | 193,309,000 | 193,324,000 | 176,690,000 |