Call reports 2019
UNITED NATIONAL BANK — 2019
What UNITED NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,457,000 | 218,605,000 | 224,189,000 | 216,491,000 |
| Total loans | 190,271,000 | 198,008,000 | 202,837,000 | 192,583,000 |
| Allowance for loan losses | 4,317,000 | 4,536,000 | 4,754,000 | 4,699,000 |
| Securities available for sale | 13,291,000 | 11,509,000 | 10,920,000 | 13,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,513,000 | 178,120,000 | 171,596,000 | 175,887,000 |
| Interest-bearing deposits | 157,346,000 | 155,427,000 | 151,385,000 | 155,203,000 |
| Noninterest-bearing deposits | 22,166,000 | 22,693,000 | 20,211,000 | 20,684,000 |
| Equity capital | 30,856,000 | 30,493,000 | 31,373,000 | 32,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 6,176,000 | 9,365,000 | 12,384,000 |
| Interest expense | 534,000 | 1,095,000 | 1,618,000 | 2,118,000 |
| Net interest income | 2,552,000 | 5,081,000 | 7,747,000 | 10,266,000 |
| Noninterest income | 246,000 | 484,000 | 715,000 | 935,000 |
| Noninterest expense | 1,607,000 | 3,106,000 | 4,600,000 | 6,119,000 |
| Provision for loan losses | 120,000 | 310,000 | 520,000 | 760,000 |
| Pretax income | 1,071,000 | 2,149,000 | 3,342,000 | 4,322,000 |
| Income tax | 283,000 | 594,000 | 927,000 | 1,183,000 |
| Net income | 788,000 | 1,555,000 | 2,415,000 | 3,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,856,000 | 30,493,000 | 31,374,000 | 32,085,000 |
| Total capital | 33,048,000 | 32,740,000 | 33,645,000 | 34,258,000 |
| Risk-weighted assets | 172,372,000 | 176,595,000 | 178,155,000 | 170,207,000 |