Call reports 2018
UNITED NATIONAL BANK — 2018
What UNITED NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,027,000 | 215,515,000 | 216,566,000 | 224,724,000 |
| Total loans | 183,136,000 | 197,529,000 | 199,152,000 | 190,514,000 |
| Allowance for loan losses | 3,723,000 | 3,853,000 | 4,037,000 | 4,189,000 |
| Securities available for sale | 10,741,000 | 10,657,000 | 10,545,000 | 17,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,779,000 | 169,968,000 | 168,317,000 | 186,995,000 |
| Interest-bearing deposits | 150,861,000 | 151,511,000 | 151,437,000 | 162,738,000 |
| Noninterest-bearing deposits | 17,918,000 | 18,457,000 | 16,880,000 | 24,257,000 |
| Equity capital | 28,598,000 | 28,511,000 | 29,259,000 | 30,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,684,000 | 8,747,000 | 11,821,000 |
| Interest expense | 419,000 | 861,000 | 1,395,000 | 1,976,000 |
| Net interest income | 2,347,000 | 4,823,000 | 7,352,000 | 9,845,000 |
| Noninterest income | 234,000 | 374,000 | 542,000 | 899,000 |
| Noninterest expense | 1,589,000 | 3,069,000 | 4,530,000 | 6,161,000 |
| Provision for loan losses | 110,000 | 290,000 | 470,000 | 690,000 |
| Pretax income | 882,000 | 1,838,000 | 2,894,000 | 3,893,000 |
| Income tax | 237,000 | 499,000 | 797,000 | 1,075,000 |
| Net income | 645,000 | 1,339,000 | 2,097,000 | 2,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,598,000 | 28,483,000 | 29,243,000 | 30,027,000 |
| Total capital | 30,717,000 | 30,698,000 | 31,461,000 | 32,126,000 |
| Risk-weighted assets | 166,818,000 | 174,240,000 | 174,681,000 | 165,302,000 |