Call reports 2017
UNITED NATIONAL BANK — 2017
What UNITED NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,175,000 | 209,544,000 | 206,010,000 | 218,612,000 |
| Total loans | 172,566,000 | 180,385,000 | 188,877,000 | 177,878,000 |
| Allowance for loan losses | 3,247,000 | 3,267,000 | 3,474,000 | 3,611,000 |
| Securities available for sale | 5,315,000 | 8,225,000 | 7,992,000 | 15,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,338,000 | 174,130,000 | 168,805,000 | 183,006,000 |
| Interest-bearing deposits | 148,131,000 | 156,412,000 | 152,097,000 | 163,025,000 |
| Noninterest-bearing deposits | 17,207,000 | 17,718,000 | 16,708,000 | 19,981,000 |
| Equity capital | 27,689,000 | 27,334,000 | 27,928,000 | 27,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 4,981,000 | 7,719,000 | 10,450,000 |
| Interest expense | 348,000 | 721,000 | 1,126,000 | 1,546,000 |
| Net interest income | 2,090,000 | 4,260,000 | 6,593,000 | 8,904,000 |
| Noninterest income | 174,000 | 497,000 | 669,000 | 840,000 |
| Noninterest expense | 1,479,000 | 2,897,000 | 4,278,000 | 5,743,000 |
| Provision for loan losses | 60,000 | 170,000 | 350,000 | 480,000 |
| Pretax income | 725,000 | 1,690,000 | 2,634,000 | 3,521,000 |
| Income tax | 264,000 | 614,000 | 961,000 | 1,824,000 |
| Net income | 461,000 | 1,076,000 | 1,673,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,689,000 | 27,334,000 | 27,928,000 | 27,963,000 |
| Total capital | 29,619,000 | 29,342,000 | 30,042,000 | 30,011,000 |
| Risk-weighted assets | 153,098,000 | 159,411,000 | 167,735,000 | 161,294,000 |