Call reports 2005
UNITED NATIONAL BANK — 2005
What UNITED NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 112,732,000 | 114,262,000 | 115,968,000 | 126,377,000 |
| Total loans | 101,456,000 | 105,656,000 | 108,141,000 | 104,744,000 |
| Allowance for loan losses | 1,325,000 | 1,368,000 | 1,437,000 | 1,563,000 |
| Securities available for sale | 1,927,000 | 1,926,000 | 1,921,000 | 3,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,804,000 | 90,118,000 | 92,242,000 | 102,101,000 |
| Interest-bearing deposits | 80,226,000 | 81,134,000 | 84,170,000 | 87,923,000 |
| Noninterest-bearing deposits | 8,578,000 | 8,984,000 | 8,072,000 | 14,178,000 |
| Equity capital | 9,926,000 | 10,394,000 | 10,816,000 | 11,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,724,000 | 5,872,000 | 8,093,000 |
| Interest expense | 476,000 | 1,034,000 | 1,662,000 | 2,344,000 |
| Net interest income | 1,286,000 | 2,690,000 | 4,210,000 | 5,749,000 |
| Noninterest income | 137,000 | 296,000 | 453,000 | 595,000 |
| Noninterest expense | 663,000 | 1,394,000 | 2,138,000 | 2,835,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 670,000 | 1,412,000 | 2,255,000 | 3,049,000 |
| Income tax | 256,000 | 532,000 | 854,000 | 1,130,000 |
| Net income | 414,000 | 880,000 | 1,401,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,926,000 | 10,400,000 | 10,821,000 | 11,338,000 |
| Total capital | 11,147,000 | 11,668,000 | 12,098,000 | 12,635,000 |
| Risk-weighted assets | 97,567,000 | 101,365,000 | 102,018,000 | 103,517,000 |
Machine access — free, no API key
Every figure shown here about UNITED NATIONAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.