Call reports 2023
CENTURY NEXT BANK — 2023
What CENTURY NEXT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 695,373,000 | 699,044,000 | 715,974,000 | 765,294,000 |
| Total loans | 569,410,000 | 578,907,000 | 585,314,000 | 593,263,000 |
| Allowance for loan losses | 5,961,000 | 6,077,000 | 6,038,000 | 6,050,000 |
| Securities available for sale | 26,823,000 | 26,781,000 | 25,639,000 | 34,023,000 |
| Securities held to maturity | 2,219,000 | 2,169,000 | 2,158,000 | 2,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,538,000 | 614,363,000 | 635,432,000 | 680,441,000 |
| Interest-bearing deposits | 461,786,000 | 438,162,000 | 435,559,000 | 450,025,000 |
| Noninterest-bearing deposits | 150,752,000 | 176,202,000 | 199,873,000 | 230,416,000 |
| Equity capital | 72,444,000 | 74,040,000 | 75,553,000 | 79,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,307,000 | 17,497,000 | 27,595,000 | 38,487,000 |
| Interest expense | 2,673,000 | 5,783,000 | 9,194,000 | 12,890,000 |
| Net interest income | 5,634,000 | 11,714,000 | 18,401,000 | 25,597,000 |
| Noninterest income | 781,000 | 1,637,000 | 2,506,000 | 3,333,000 |
| Noninterest expense | 4,833,000 | 9,623,000 | 14,589,000 | 19,669,000 |
| Provision for loan losses | 138,000 | 262,000 | 262,000 | 262,000 |
| Pretax income | 1,444,000 | 3,466,000 | 6,056,000 | 8,999,000 |
| Income tax | 277,000 | 618,000 | 1,172,000 | 1,755,000 |
| Net income | 1,167,000 | 2,848,000 | 4,884,000 | 7,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,113,000 | 71,973,000 | 74,189,000 | 76,732,000 |