Call reports 2020
CENTURY NEXT BANK — 2020
What CENTURY NEXT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 493,983,000 | 524,531,000 | 504,874,000 | 514,482,000 |
| Total loans | 409,564,000 | 433,627,000 | 429,690,000 | 424,942,000 |
| Allowance for loan losses | 3,764,000 | 3,784,000 | 4,367,000 | 4,545,000 |
| Securities available for sale | 293,000 | 283,000 | 274,000 | 265,000 |
| Securities held to maturity | 334,000 | 334,000 | 334,000 | 334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,249,000 | 457,022,000 | 435,015,000 | 443,327,000 |
| Interest-bearing deposits | 376,884,000 | 383,650,000 | 368,327,000 | 372,347,000 |
| Noninterest-bearing deposits | 51,365,000 | 73,372,000 | 66,688,000 | 70,980,000 |
| Equity capital | 56,221,000 | 57,839,000 | 59,090,000 | 60,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,295,000 | 12,398,000 | 18,333,000 | 24,432,000 |
| Interest expense | 1,230,000 | 2,096,000 | 2,911,000 | 3,653,000 |
| Net interest income | 5,065,000 | 10,302,000 | 15,422,000 | 20,779,000 |
| Noninterest income | 867,000 | 2,013,000 | 2,973,000 | 4,166,000 |
| Noninterest expense | 4,133,000 | 8,170,000 | 12,353,000 | 16,629,000 |
| Provision for loan losses | 362,000 | 724,000 | 1,086,000 | 1,448,000 |
| Pretax income | 1,437,000 | 3,421,000 | 4,956,000 | 6,868,000 |
| Income tax | 375,000 | 775,000 | 1,085,000 | 1,485,000 |
| Net income | 1,062,000 | 2,646,000 | 3,871,000 | 5,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,194,000 | 53,945,000 | 55,295,000 | 56,931,000 |