Call reports 2019
CENTURY NEXT BANK — 2019
What CENTURY NEXT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 474,940,000 | 482,444,000 | 489,326,000 | 488,828,000 |
| Total loans | 386,503,000 | 399,995,000 | 402,112,000 | 405,455,000 |
| Allowance for loan losses | 2,763,000 | 2,994,000 | 3,118,000 | 3,422,000 |
| Securities available for sale | 342,000 | 332,000 | 324,000 | 313,000 |
| Securities held to maturity | 684,000 | 684,000 | 683,000 | 334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,904,000 | 405,129,000 | 417,891,000 | 424,123,000 |
| Interest-bearing deposits | 338,600,000 | 351,983,000 | 366,053,000 | 376,023,000 |
| Noninterest-bearing deposits | 60,304,000 | 53,146,000 | 51,838,000 | 48,101,000 |
| Equity capital | 50,451,000 | 51,767,000 | 53,691,000 | 55,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,074,000 | 12,443,000 | 19,036,000 | 25,513,000 |
| Interest expense | 1,251,000 | 2,647,000 | 4,140,000 | 5,565,000 |
| Net interest income | 4,823,000 | 9,796,000 | 14,896,000 | 19,948,000 |
| Noninterest income | 833,000 | 1,683,000 | 2,972,000 | 3,977,000 |
| Noninterest expense | 3,834,000 | 7,828,000 | 11,483,000 | 15,229,000 |
| Provision for loan losses | 237,000 | 474,000 | 791,000 | 1,203,000 |
| Pretax income | 1,585,000 | 3,177,000 | 5,594,000 | 7,493,000 |
| Income tax | 279,000 | 596,000 | 1,118,000 | 1,611,000 |
| Net income | 1,306,000 | 2,581,000 | 4,476,000 | 5,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,802,000 | 47,329,000 | 49,325,000 | 51,038,000 |
| Total capital | 48,565,000 | 50,323,000 | 52,443,000 | 54,460,000 |
| Risk-weighted assets | 351,057,000 | 362,744,000 | 363,809,000 | 369,203,000 |