Call reports 2016
CENTURY NEXT BANK — 2016
What CENTURY NEXT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 220,579,000 | 226,851,000 | 231,830,000 | 239,429,000 |
| Total loans | 186,498,000 | 193,517,000 | 196,004,000 | 202,851,000 |
| Allowance for loan losses | 1,084,000 | 1,187,000 | 1,286,000 | 1,366,000 |
| Securities available for sale | 4,110,000 | 823,000 | 747,000 | 653,000 |
| Securities held to maturity | 1,196,000 | 1,194,000 | 1,193,000 | 1,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,789,000 | 181,591,000 | 186,626,000 | 193,429,000 |
| Interest-bearing deposits | 155,082,000 | 160,879,000 | 165,621,000 | 173,638,000 |
| Noninterest-bearing deposits | 19,707,000 | 20,712,000 | 21,005,000 | 19,791,000 |
| Equity capital | 21,275,000 | 21,961,000 | 22,756,000 | 23,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,904,000 | 7,556,000 | 10,218,000 |
| Interest expense | 232,000 | 486,000 | 760,000 | 1,059,000 |
| Net interest income | 2,149,000 | 4,418,000 | 6,796,000 | 9,159,000 |
| Noninterest income | 202,000 | 548,000 | 1,003,000 | 1,369,000 |
| Noninterest expense | 1,564,000 | 3,143,000 | 4,744,000 | 6,373,000 |
| Provision for loan losses | 105,000 | 210,000 | 330,000 | 480,000 |
| Pretax income | 682,000 | 1,613,000 | 2,725,000 | 3,675,000 |
| Income tax | 229,000 | 540,000 | 881,000 | 1,190,000 |
| Net income | 453,000 | 1,073,000 | 1,844,000 | 2,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,255,000 | 21,935,000 | 22,731,000 | 23,391,000 |
| Total capital | 22,019,000 | 22,802,000 | 23,697,000 | 24,757,000 |
| Risk-weighted assets | 174,605,000 | 178,105,000 | 183,211,000 | 182,004,000 |