Call reports 2015
CENTURY NEXT BANK — 2015
What CENTURY NEXT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,785,000 | 173,154,000 | 181,992,000 | 211,027,000 |
| Total loans | 145,025,000 | 146,203,000 | 152,958,000 | 173,535,000 |
| Allowance for loan losses | 814,000 | 853,000 | 911,000 | 983,000 |
| Securities available for sale | 4,404,000 | 4,226,000 | 4,171,000 | 4,142,000 |
| Securities held to maturity | 1,204,000 | 1,202,000 | 1,200,000 | 1,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,616,000 | 144,671,000 | 149,913,000 | 165,038,000 |
| Interest-bearing deposits | 124,613,000 | 124,840,000 | 130,983,000 | 144,335,000 |
| Noninterest-bearing deposits | 16,003,000 | 19,831,000 | 18,930,000 | 20,703,000 |
| Equity capital | 19,311,000 | 19,706,000 | 20,244,000 | 20,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,879,000 | 5,887,000 | 8,040,000 |
| Interest expense | 164,000 | 331,000 | 509,000 | 699,000 |
| Net interest income | 1,750,000 | 3,548,000 | 5,378,000 | 7,341,000 |
| Noninterest income | 208,000 | 451,000 | 759,000 | 989,000 |
| Noninterest expense | 1,379,000 | 2,773,000 | 4,153,000 | 5,642,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 288,000 |
| Pretax income | 507,000 | 1,082,000 | 1,768,000 | 2,400,000 |
| Income tax | 154,000 | 336,000 | 580,000 | 776,000 |
| Net income | 353,000 | 746,000 | 1,188,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,272,000 | 19,735,000 | 20,237,000 | 20,737,000 |
| Total capital | 19,766,000 | 20,268,000 | 20,828,000 | 21,720,000 |
| Risk-weighted assets | 137,799,000 | 138,527,000 | 146,756,000 | 163,497,000 |