Call reports 2014
CENTURY NEXT BANK — 2014
What CENTURY NEXT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,630,000 | 157,162,000 | 161,465,000 | 169,700,000 |
| Total loans | 120,456,000 | 130,121,000 | 135,904,000 | 143,359,000 |
| Allowance for loan losses | 599,000 | 647,000 | 695,000 | 743,000 |
| Securities available for sale | 5,376,000 | 5,417,000 | 4,333,000 | 4,402,000 |
| Securities held to maturity | 1,211,000 | 1,209,000 | 1,207,000 | 1,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,952,000 | 127,586,000 | 134,296,000 | 138,093,000 |
| Interest-bearing deposits | 107,064,000 | 111,405,000 | 119,198,000 | 122,467,000 |
| Noninterest-bearing deposits | 14,888,000 | 16,181,000 | 15,098,000 | 15,626,000 |
| Equity capital | 17,505,000 | 17,973,000 | 18,399,000 | 18,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,367,000 | 5,219,000 | 7,133,000 |
| Interest expense | 159,000 | 319,000 | 486,000 | 656,000 |
| Net interest income | 1,461,000 | 3,048,000 | 4,733,000 | 6,477,000 |
| Noninterest income | 189,000 | 444,000 | 698,000 | 920,000 |
| Noninterest expense | 1,252,000 | 2,563,000 | 3,951,000 | 5,387,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 192,000 |
| Pretax income | 350,000 | 833,000 | 1,336,000 | 1,818,000 |
| Income tax | 122,000 | 262,000 | 410,000 | 569,000 |
| Net income | 228,000 | 571,000 | 926,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,631,000 | 18,043,000 | 18,465,000 | 18,853,000 |
| Total capital | 17,910,000 | 18,370,000 | 18,840,000 | 19,276,000 |
| Risk-weighted assets | 111,987,000 | 121,834,000 | 129,836,000 | 133,414,000 |