Call reports 2013
CENTURY NEXT BANK — 2013
What CENTURY NEXT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,059,000 | 126,341,000 | 132,125,000 | 142,812,000 |
| Total loans | 98,974,000 | 104,253,000 | 110,934,000 | 116,507,000 |
| Allowance for loan losses | 411,000 | 450,000 | 501,000 | 551,000 |
| Securities available for sale | 4,954,000 | 4,650,000 | 5,390,000 | 5,273,000 |
| Securities held to maturity | 1,256,000 | 1,216,000 | 1,214,000 | 1,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,097,000 | 100,151,000 | 102,657,000 | 113,687,000 |
| Interest-bearing deposits | 86,012,000 | 86,725,000 | 90,214,000 | 100,089,000 |
| Noninterest-bearing deposits | 12,085,000 | 13,426,000 | 12,443,000 | 13,598,000 |
| Equity capital | 16,493,000 | 16,594,000 | 16,867,000 | 17,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,939,000 | 4,456,000 | 6,048,000 |
| Interest expense | 145,000 | 289,000 | 440,000 | 601,000 |
| Net interest income | 1,291,000 | 2,650,000 | 4,016,000 | 5,447,000 |
| Noninterest income | 214,000 | 437,000 | 727,000 | 922,000 |
| Noninterest expense | 1,258,000 | 2,537,000 | 3,712,000 | 4,956,000 |
| Provision for loan losses | 36,000 | 72,000 | 123,000 | 174,000 |
| Pretax income | 211,000 | 478,000 | 908,000 | 1,239,000 |
| Income tax | 57,000 | 155,000 | 276,000 | 373,000 |
| Net income | 154,000 | 323,000 | 632,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,434,000 | 16,665,000 | 17,038,000 | 17,338,000 |
| Total capital | 16,525,000 | 16,795,000 | 17,219,000 | 17,569,000 |
| Risk-weighted assets | 96,374,000 | 101,856,000 | 105,615,000 | 108,107,000 |