Call reports 2012
CENTURY NEXT BANK — 2012
What CENTURY NEXT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,100,000 | 109,411,000 | 110,693,000 | 120,648,000 |
| Total loans | 86,200,000 | 87,220,000 | 88,970,000 | 96,800,000 |
| Allowance for loan losses | 287,000 | 318,000 | 347,000 | 374,000 |
| Securities available for sale | 6,771,000 | 4,165,000 | 6,101,000 | 5,061,000 |
| Securities held to maturity | 95,000 | 91,000 | 949,000 | 1,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,285,000 | 90,425,000 | 91,303,000 | 97,223,000 |
| Interest-bearing deposits | 78,090,000 | 77,965,000 | 78,212,000 | 82,195,000 |
| Noninterest-bearing deposits | 12,195,000 | 12,460,000 | 13,092,000 | 15,028,000 |
| Equity capital | 15,559,000 | 15,747,000 | 16,057,000 | 16,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,637,000 | 4,017,000 | 5,427,000 |
| Interest expense | 184,000 | 350,000 | 515,000 | 677,000 |
| Net interest income | 1,146,000 | 2,287,000 | 3,502,000 | 4,750,000 |
| Noninterest income | 246,000 | 521,000 | 861,000 | 1,141,000 |
| Noninterest expense | 1,127,000 | 2,306,000 | 3,492,000 | 4,743,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 235,000 | 447,000 | 787,000 | 1,039,000 |
| Income tax | 64,000 | 150,000 | 245,000 | 329,000 |
| Net income | 171,000 | 297,000 | 542,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,472,000 | 15,665,000 | 15,980,000 | 16,218,000 |
| Total capital | 15,439,000 | 15,663,000 | 16,007,000 | 16,272,000 |
| Risk-weighted assets | 87,436,000 | 85,909,000 | 90,706,000 | 97,678,000 |