Call reports 2015
NEVADA STATE BANK — 2015
What NEVADA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 4,264,768,000 | 4,325,421,000 | 4,340,636,000 |
| Total loans | 2,390,432,000 | 2,362,310,000 | 2,318,462,000 |
| Allowance for loan losses | 51,191,000 | 49,540,000 | 46,203,000 |
| Securities available for sale | 785,277,000 | 805,069,000 | 824,911,000 |
| Securities held to maturity | 57,977,000 | 56,100,000 | 51,660,000 |
| Trading assets | 3,752,000 | 2,960,000 | 4,563,000 |
| Total deposits | 3,849,954,000 | 3,921,235,000 | 3,934,297,000 |
| Interest-bearing deposits | 2,361,439,000 | 2,375,998,000 | 2,385,416,000 |
| Noninterest-bearing deposits | 1,488,515,000 | 1,545,237,000 | 1,548,881,000 |
| Equity capital | 387,239,000 | 380,917,000 | 380,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 29,286,000 | 59,274,000 | 88,261,000 |
| Interest expense | 812,000 | 1,652,000 | 2,485,000 |
| Net interest income | 28,474,000 | 57,622,000 | 85,776,000 |
| Noninterest income | 8,434,000 | 17,645,000 | 26,494,000 |
| Noninterest expense | 32,112,000 | 65,714,000 | 98,000,000 |
| Provision for loan losses | -8,661,000 | -11,702,000 | -15,427,000 |
| Pretax income | 13,570,000 | 19,687,000 | 28,129,000 |
| Income tax | 4,592,000 | 6,573,000 | 9,385,000 |
| Net income | 8,978,000 | 13,114,000 | 18,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 387,333,000 | 381,899,000 | 377,721,000 |
| Total capital | 418,371,000 | 412,356,000 | 407,493,000 |
| Risk-weighted assets | 2,457,336,000 | 2,411,646,000 | 2,360,254,000 |