Call reports 2014
NEVADA STATE BANK — 2014
What NEVADA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,076,207,000 | 4,094,793,000 | 4,050,198,000 | 4,096,987,000 |
| Total loans | 2,332,862,000 | 2,326,486,000 | 2,412,649,000 | 2,424,916,000 |
| Allowance for loan losses | 72,149,000 | 66,786,000 | 62,027,000 | 53,708,000 |
| Securities available for sale | 719,167,000 | 735,832,000 | 754,625,000 | 752,424,000 |
| Securities held to maturity | 68,366,000 | 69,474,000 | 67,326,000 | 78,736,000 |
| Trading assets | 2,401,000 | 2,673,000 | 2,437,000 | 3,029,000 |
| Total deposits | 3,682,201,000 | 3,695,176,000 | 3,648,397,000 | 3,689,897,000 |
| Interest-bearing deposits | 2,308,661,000 | 2,301,213,000 | 2,249,905,000 | 2,285,080,000 |
| Noninterest-bearing deposits | 1,373,540,000 | 1,393,964,000 | 1,398,492,000 | 1,404,817,000 |
| Equity capital | 372,924,000 | 378,699,000 | 380,803,000 | 382,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 29,094,000 | 58,541,000 | 88,135,000 | 117,554,000 |
| Interest expense | 858,000 | 1,709,000 | 2,551,000 | 3,380,000 |
| Net interest income | 28,236,000 | 56,832,000 | 85,584,000 | 114,174,000 |
| Noninterest income | 8,196,000 | 16,839,000 | 25,928,000 | 34,923,000 |
| Noninterest expense | 31,861,000 | 65,929,000 | 97,598,000 | 132,399,000 |
| Provision for loan losses | -2,587,000 | -8,253,000 | -13,182,000 | -20,853,000 |
| Pretax income | 3,336,000 | 12,173,000 | 23,274,000 | 33,214,000 |
| Income tax | 994,000 | 3,950,000 | 7,663,000 | 10,902,000 |
| Net income | 2,342,000 | 8,223,000 | 15,611,000 | 22,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,685,000 | 356,865,000 | 358,608,000 | 367,041,000 |
| Total capital | 380,078,000 | 385,956,000 | 388,382,000 | 396,994,000 |
| Risk-weighted assets | 2,301,764,000 | 2,286,987,000 | 2,342,620,000 | 2,366,028,000 |