Call reports 2013
NEVADA STATE BANK — 2013
What NEVADA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,097,115,000 | 4,022,917,000 | 3,982,883,000 | 3,979,992,000 |
| Total loans | 2,098,985,000 | 2,138,964,000 | 2,215,672,000 | 2,299,780,000 |
| Allowance for loan losses | 88,262,000 | 79,935,000 | 76,962,000 | 74,721,000 |
| Securities available for sale | 729,730,000 | 717,128,000 | 710,542,000 | 718,027,000 |
| Securities held to maturity | 49,793,000 | 81,274,000 | 80,744,000 | 56,000,000 |
| Trading assets | 5,388,000 | 3,243,000 | 3,250,000 | 2,499,000 |
| Total deposits | 3,659,383,000 | 3,602,222,000 | 3,576,412,000 | 3,590,126,000 |
| Interest-bearing deposits | 2,325,472,000 | 2,283,481,000 | 2,227,228,000 | 2,251,226,000 |
| Noninterest-bearing deposits | 1,333,911,000 | 1,318,742,000 | 1,349,184,000 | 1,338,900,000 |
| Equity capital | 416,733,000 | 400,433,000 | 384,324,000 | 367,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 28,527,000 | 58,372,000 | 88,045,000 | 118,503,000 |
| Interest expense | 1,062,000 | 2,088,000 | 3,080,000 | 4,016,000 |
| Net interest income | 27,465,000 | 56,284,000 | 84,965,000 | 114,487,000 |
| Noninterest income | 9,122,000 | 19,018,000 | 31,190,000 | 38,902,000 |
| Noninterest expense | 32,034,000 | 66,591,000 | 99,660,000 | 133,753,000 |
| Provision for loan losses | -234,000 | -8,876,000 | -8,888,000 | -11,963,000 |
| Pretax income | 4,787,000 | 17,587,000 | 25,383,000 | 28,299,000 |
| Income tax | 1,573,000 | 5,980,000 | 8,611,000 | 9,461,000 |
| Net income | 3,214,000 | 11,607,000 | 16,772,000 | 18,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 394,854,000 | 381,574,000 | 369,455,000 | 350,592,000 |
| Total capital | 422,216,000 | 409,411,000 | 398,182,000 | 380,264,000 |
| Risk-weighted assets | 2,122,751,000 | 2,168,230,000 | 2,243,322,000 | 2,321,074,000 |