Call reports 2012
NEVADA STATE BANK — 2012
What NEVADA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,242,169,000 | 4,126,912,000 | 4,065,787,000 | 4,063,218,000 |
| Total loans | 2,175,760,000 | 2,167,895,000 | 2,148,473,000 | 2,100,955,000 |
| Allowance for loan losses | 119,110,000 | 109,111,000 | 98,321,000 | 90,205,000 |
| Securities available for sale | 721,630,000 | 738,075,000 | 723,227,000 | 698,713,000 |
| Securities held to maturity | 35,888,000 | 44,112,000 | 43,307,000 | 43,654,000 |
| Trading assets | 5,466,000 | 7,034,000 | 7,436,000 | 6,040,000 |
| Total deposits | 3,683,122,000 | 3,634,432,000 | 3,587,111,000 | 3,604,362,000 |
| Interest-bearing deposits | 2,302,848,000 | 2,286,407,000 | 2,277,739,000 | 2,279,280,000 |
| Noninterest-bearing deposits | 1,380,274,000 | 1,348,024,000 | 1,309,373,000 | 1,325,082,000 |
| Equity capital | 538,199,000 | 469,819,000 | 451,794,000 | 437,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 32,850,000 | 65,308,000 | 97,094,000 | 129,153,000 |
| Interest expense | 1,625,000 | 3,023,000 | 4,323,000 | 5,459,000 |
| Net interest income | 31,225,000 | 62,285,000 | 92,771,000 | 123,694,000 |
| Noninterest income | 6,428,000 | 14,319,000 | 25,307,000 | 33,952,000 |
| Noninterest expense | 33,850,000 | 67,643,000 | 101,173,000 | 134,168,000 |
| Provision for loan losses | -6,719,000 | -8,331,000 | -9,504,000 | -9,655,000 |
| Pretax income | 10,522,000 | 17,292,000 | 26,409,000 | 33,133,000 |
| Income tax | 3,645,000 | 5,971,000 | 9,092,000 | 11,294,000 |
| Net income | 6,877,000 | 11,321,000 | 17,317,000 | 21,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 511,859,000 | 443,951,000 | 424,795,000 | 413,911,000 |
| Total capital | 540,779,000 | 472,526,000 | 453,655,000 | 442,074,000 |
| Risk-weighted assets | 2,221,454,000 | 2,200,059,000 | 2,241,822,000 | 2,185,836,000 |