Call reports 2010
NEVADA STATE BANK — 2010
What NEVADA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,119,873,000 | 4,035,719,000 | 4,043,405,000 | 4,071,534,000 |
| Total loans | 2,614,384,000 | 2,523,868,000 | 2,440,486,000 | 2,400,875,000 |
| Allowance for loan losses | 287,359,000 | 270,118,000 | 246,446,000 | 226,033,000 |
| Securities available for sale | 309,330,000 | 323,088,000 | 352,150,000 | 523,971,000 |
| Securities held to maturity | 32,204,000 | 31,225,000 | 29,575,000 | 35,151,000 |
| Trading assets | 3,707,000 | 3,765,000 | 5,049,000 | 3,226,000 |
| Total deposits | 3,466,108,000 | 3,397,585,000 | 3,413,368,000 | 3,461,874,000 |
| Interest-bearing deposits | 2,281,597,000 | 2,200,605,000 | 2,199,065,000 | 2,211,381,000 |
| Noninterest-bearing deposits | 1,184,511,000 | 1,196,979,000 | 1,214,303,000 | 1,250,493,000 |
| Equity capital | 628,185,000 | 609,057,000 | 604,584,000 | 585,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 39,994,000 | 77,057,000 | 114,237,000 | 151,134,000 |
| Interest expense | 3,812,000 | 6,886,000 | 9,690,000 | 12,417,000 |
| Net interest income | 36,182,000 | 70,171,000 | 104,547,000 | 138,717,000 |
| Noninterest income | 1,271,000 | 7,861,000 | 11,229,000 | 17,554,000 |
| Noninterest expense | 28,442,000 | 64,241,000 | 95,509,000 | 131,390,000 |
| Provision for loan losses | 52,717,000 | 87,031,000 | 98,979,000 | 133,353,000 |
| Pretax income | -43,706,000 | -73,240,000 | -78,712,000 | -108,472,000 |
| Income tax | -15,362,000 | -25,758,000 | -27,716,000 | -38,197,000 |
| Net income | -28,344,000 | -47,482,000 | -50,996,000 | -70,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 519,149,000 | 508,820,000 | 511,064,000 | 501,672,000 |
| Total capital | 554,207,000 | 542,444,000 | 543,673,000 | 533,904,000 |
| Risk-weighted assets | 2,541,293,000 | 2,441,912,000 | 2,386,234,000 | 2,375,090,000 |