Call reports 2009
NEVADA STATE BANK — 2009
What NEVADA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,184,708,000 | 4,302,718,000 | 4,425,920,000 | 4,236,320,000 |
| Total loans | 3,159,339,000 | 3,145,780,000 | 2,923,820,000 | 2,753,302,000 |
| Allowance for loan losses | 126,449,000 | 169,433,000 | 281,052,000 | 279,856,000 |
| Securities available for sale | 123,400,000 | 203,263,000 | 220,928,000 | 296,217,000 |
| Securities held to maturity | 60,159,000 | 33,154,000 | 32,935,000 | 32,374,000 |
| Trading assets | 0 | 0 | 4,484,000 | 3,454,000 |
| Total deposits | 3,591,868,000 | 3,679,677,000 | 3,750,150,000 | 3,528,564,000 |
| Interest-bearing deposits | 2,656,329,000 | 2,646,768,000 | 2,645,454,000 | 2,376,821,000 |
| Noninterest-bearing deposits | 935,539,000 | 1,032,908,000 | 1,104,695,000 | 1,151,743,000 |
| Equity capital | 556,439,000 | 573,072,000 | 610,946,000 | 656,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 48,437,000 | 98,016,000 | 143,376,000 | 184,873,000 |
| Interest expense | 14,468,000 | 27,762,000 | 38,862,000 | 44,811,000 |
| Net interest income | 33,969,000 | 70,254,000 | 104,514,000 | 140,062,000 |
| Noninterest income | 6,902,000 | 34,366,000 | 43,412,000 | 49,014,000 |
| Noninterest expense | 34,521,000 | 72,423,000 | 118,947,000 | 152,335,000 |
| Provision for loan losses | 89,315,000 | 240,315,000 | 481,128,000 | 563,722,000 |
| Pretax income | -83,891,000 | -209,464,000 | -453,482,000 | -542,078,000 |
| Income tax | -29,397,000 | -73,437,000 | -158,921,000 | -190,032,000 |
| Net income | -54,494,000 | -136,027,000 | -294,561,000 | -352,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 547,722,000 | 543,354,000 | 537,403,000 | 544,987,000 |
| Total capital | 592,395,000 | 587,541,000 | 577,869,000 | 584,638,000 |
| Risk-weighted assets | 3,486,017,000 | 3,401,255,000 | 2,975,353,000 | 2,913,206,000 |