Call reports 2008
NEVADA STATE BANK — 2008
What NEVADA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,829,558,000 | 3,846,548,000 | 3,957,352,000 | 4,062,551,000 |
| Total loans | 3,181,062,000 | 3,212,803,000 | 3,179,733,000 | 3,199,690,000 |
| Allowance for loan losses | 50,332,000 | 56,023,000 | 57,761,000 | 82,531,000 |
| Securities available for sale | 349,595,000 | 270,344,000 | 224,619,000 | 191,077,000 |
| Securities held to maturity | 9,430,000 | 73,359,000 | 70,401,000 | 67,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,359,112,000 | 3,189,669,000 | 3,508,508,000 | 3,515,778,000 |
| Interest-bearing deposits | 2,397,161,000 | 2,266,005,000 | 2,618,609,000 | 2,601,418,000 |
| Noninterest-bearing deposits | 961,950,000 | 923,664,000 | 889,900,000 | 914,360,000 |
| Equity capital | 299,667,000 | 292,083,000 | 305,546,000 | 519,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 63,157,000 | 120,787,000 | 177,054,000 | 232,713,000 |
| Interest expense | 22,155,000 | 39,323,000 | 55,725,000 | 73,020,000 |
| Net interest income | 41,002,000 | 81,464,000 | 121,329,000 | 159,693,000 |
| Noninterest income | 12,689,000 | 21,914,000 | 32,040,000 | 31,079,000 |
| Noninterest expense | 28,460,000 | 58,653,000 | 91,890,000 | 148,006,000 |
| Provision for loan losses | 4,500,000 | 17,770,000 | 47,270,000 | 100,257,000 |
| Pretax income | 20,731,000 | 26,955,000 | 12,193,000 | -59,481,000 |
| Income tax | 7,222,000 | 9,353,000 | 4,144,000 | -13,642,000 |
| Net income | 13,509,000 | 17,602,000 | 8,049,000 | -45,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,706,000 | 270,113,000 | 272,371,000 | 501,502,000 |
| Total capital | 421,621,000 | 425,886,000 | 428,080,000 | 545,838,000 |
| Risk-weighted assets | 3,464,958,000 | 3,447,774,000 | 3,440,861,000 | 3,504,070,000 |