Call reports 2007
NEVADA STATE BANK — 2007
What NEVADA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,866,163,000 | 3,886,023,000 | 3,888,956,000 | 3,903,285,000 |
| Total loans | 3,179,619,000 | 3,222,712,000 | 3,208,071,000 | 3,230,862,000 |
| Allowance for loan losses | 36,025,000 | 36,707,000 | 37,788,000 | 55,873,000 |
| Securities available for sale | 392,185,000 | 365,331,000 | 345,741,000 | 402,818,000 |
| Securities held to maturity | 10,290,000 | 9,075,000 | 9,850,000 | 9,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,387,747,000 | 3,367,087,000 | 3,376,618,000 | 3,308,742,000 |
| Interest-bearing deposits | 2,363,129,000 | 2,339,493,000 | 2,403,880,000 | 2,374,737,000 |
| Noninterest-bearing deposits | 1,024,617,000 | 1,027,594,000 | 972,738,000 | 934,005,000 |
| Equity capital | 271,238,000 | 259,567,000 | 265,708,000 | 261,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 69,937,000 | 139,645,000 | 209,287,000 | 277,647,000 |
| Interest expense | 22,016,000 | 44,398,000 | 68,589,000 | 94,055,000 |
| Net interest income | 47,921,000 | 95,247,000 | 140,698,000 | 183,592,000 |
| Noninterest income | 7,892,000 | 16,024,000 | 24,107,000 | 31,920,000 |
| Noninterest expense | 28,561,000 | 55,592,000 | 84,621,000 | 111,978,000 |
| Provision for loan losses | 1,800,000 | 3,000,000 | 4,800,000 | 23,300,000 |
| Pretax income | 25,455,000 | 52,682,000 | 75,387,000 | 80,253,000 |
| Income tax | 8,832,000 | 18,342,000 | 26,245,000 | 27,895,000 |
| Net income | 16,623,000 | 34,340,000 | 49,142,000 | 52,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,113,000 | 249,510,000 | 244,727,000 | 231,772,000 |
| Total capital | 404,918,000 | 399,918,000 | 396,152,000 | 388,384,000 |
| Risk-weighted assets | 3,465,790,000 | 3,529,592,000 | 3,509,199,000 | 3,516,054,000 |