Call reports 2015
NORTHEAST BANK — 2015
What NORTHEAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 376,828,000 | 370,984,000 | 392,621,000 | 394,153,000 |
| Total loans | 305,613,000 | 308,015,000 | 311,729,000 | 317,073,000 |
| Allowance for loan losses | 3,724,000 | 3,762,000 | 3,820,000 | 3,859,000 |
| Securities available for sale | 48,218,000 | 49,503,000 | 49,083,000 | 49,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,629,000 | 302,920,000 | 321,352,000 | 324,115,000 |
| Interest-bearing deposits | 195,485,000 | 195,464,000 | 194,726,000 | 201,328,000 |
| Noninterest-bearing deposits | 109,144,000 | 107,456,000 | 126,626,000 | 122,787,000 |
| Equity capital | 47,458,000 | 47,101,000 | 48,382,000 | 49,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,788,000 | 7,686,000 | 11,621,000 | 15,586,000 |
| Interest expense | 136,000 | 273,000 | 411,000 | 551,000 |
| Net interest income | 3,652,000 | 7,413,000 | 11,210,000 | 15,035,000 |
| Noninterest income | 422,000 | 795,000 | 1,273,000 | 1,542,000 |
| Noninterest expense | 2,746,000 | 5,504,000 | 8,471,000 | 11,519,000 |
| Provision for loan losses | -2,700,000 | -2,700,000 | -2,700,000 | -2,700,000 |
| Pretax income | 4,028,000 | 5,404,000 | 6,712,000 | 7,758,000 |
| Income tax | 3,049,000 | 3,049,000 | 3,049,000 | 3,049,000 |
| Net income | 979,000 | 2,355,000 | 3,663,000 | 4,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,294,000 | 46,730,000 | 47,687,000 | 48,445,000 |
| Total capital | 50,018,000 | 50,492,000 | 51,507,000 | 52,304,000 |
| Risk-weighted assets | 316,411,000 | 314,727,000 | 325,778,000 | 326,987,000 |