Call reports 2014
NORTHEAST BANK — 2014
What NORTHEAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 350,386,000 | 357,052,000 | 368,996,000 | 371,336,000 |
| Total loans | 285,202,000 | 298,308,000 | 292,299,000 | 305,496,000 |
| Allowance for loan losses | 6,759,000 | 6,832,000 | 6,484,000 | 6,385,000 |
| Securities available for sale | 38,071,000 | 36,848,000 | 39,870,000 | 41,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,866,000 | 292,207,000 | 303,038,000 | 303,079,000 |
| Interest-bearing deposits | 185,299,000 | 189,378,000 | 198,196,000 | 190,536,000 |
| Noninterest-bearing deposits | 98,567,000 | 102,829,000 | 104,842,000 | 112,543,000 |
| Equity capital | 46,302,000 | 47,502,000 | 48,391,000 | 49,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,460,000 | 11,221,000 | 15,113,000 |
| Interest expense | 134,000 | 272,000 | 418,000 | 559,000 |
| Net interest income | 3,549,000 | 7,188,000 | 10,803,000 | 14,554,000 |
| Noninterest income | 533,000 | 1,095,000 | 1,612,000 | 2,049,000 |
| Noninterest expense | 2,860,000 | 5,720,000 | 8,688,000 | 11,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,223,000 | 2,560,000 | 3,725,000 | 4,900,000 |
| Income tax | 452,000 | 798,000 | 1,140,000 | 1,488,000 |
| Net income | 771,000 | 1,762,000 | 2,585,000 | 3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,239,000 | 46,351,000 | 47,524,000 | 47,337,000 |
| Total capital | 47,217,000 | 50,482,000 | 51,613,000 | 51,522,000 |
| Risk-weighted assets | 315,462,000 | 327,794,000 | 324,707,000 | 332,631,000 |