Call reports 2013
NORTHEAST BANK — 2013
What NORTHEAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 350,394,000 | 339,494,000 | 343,972,000 | 346,718,000 |
| Total loans | 269,258,000 | 276,973,000 | 275,306,000 | 287,069,000 |
| Allowance for loan losses | 8,046,000 | 7,733,000 | 6,686,000 | 6,773,000 |
| Securities available for sale | 40,151,000 | 38,661,000 | 39,040,000 | 38,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,856,000 | 275,527,000 | 279,387,000 | 281,132,000 |
| Interest-bearing deposits | 185,966,000 | 175,646,000 | 178,335,000 | 187,126,000 |
| Noninterest-bearing deposits | 100,890,000 | 99,881,000 | 101,052,000 | 94,006,000 |
| Equity capital | 45,062,000 | 45,208,000 | 46,125,000 | 46,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,578,000 | 7,201,000 | 10,935,000 | 14,689,000 |
| Interest expense | 166,000 | 302,000 | 445,000 | 586,000 |
| Net interest income | 3,412,000 | 6,899,000 | 10,490,000 | 14,103,000 |
| Noninterest income | 636,000 | 847,000 | 1,831,000 | 2,436,000 |
| Noninterest expense | 2,845,000 | 5,463,000 | 8,832,000 | 12,110,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,004,000 | 2,087,000 | 3,293,000 | 4,221,000 |
| Income tax | 307,000 | 662,000 | 1,043,000 | 1,318,000 |
| Net income | 697,000 | 1,425,000 | 2,250,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,746,000 | 42,875,000 | 43,872,000 | 44,091,000 |
| Total capital | 46,599,000 | 46,775,000 | 47,771,000 | 48,091,000 |
| Risk-weighted assets | 304,065,000 | 308,198,000 | 309,131,000 | 317,265,000 |