Call reports 2012
NORTHEAST BANK — 2012
What NORTHEAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 341,780,000 | 338,869,000 | 344,731,000 | 343,081,000 |
| Total loans | 262,045,000 | 267,082,000 | 264,355,000 | 267,698,000 |
| Allowance for loan losses | 8,299,000 | 8,048,000 | 8,304,000 | 7,954,000 |
| Securities available for sale | 45,583,000 | 43,604,000 | 42,535,000 | 37,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,788,000 | 272,415,000 | 276,729,000 | 279,639,000 |
| Interest-bearing deposits | 177,679,000 | 184,002,000 | 184,711,000 | 184,332,000 |
| Noninterest-bearing deposits | 92,109,000 | 88,413,000 | 92,018,000 | 95,307,000 |
| Equity capital | 42,371,000 | 43,043,000 | 44,057,000 | 44,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,018,000 | 7,870,000 | 11,653,000 | 15,295,000 |
| Interest expense | 371,000 | 678,000 | 936,000 | 1,132,000 |
| Net interest income | 3,647,000 | 7,192,000 | 10,717,000 | 14,163,000 |
| Noninterest income | 440,000 | 976,000 | 1,448,000 | 2,415,000 |
| Noninterest expense | 3,372,000 | 6,506,000 | 9,255,000 | 12,793,000 |
| Provision for loan losses | 390,000 | 390,000 | 390,000 | 390,000 |
| Pretax income | 325,000 | 1,280,000 | 2,528,000 | 3,962,000 |
| Income tax | 54,000 | 358,000 | 772,000 | 1,255,000 |
| Net income | 271,000 | 922,000 | 1,756,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,083,000 | 39,772,000 | 40,944,000 | 41,986,000 |
| Total capital | 41,684,000 | 43,398,000 | 44,626,000 | 45,809,000 |
| Risk-weighted assets | 283,346,000 | 285,674,000 | 291,998,000 | 301,698,000 |