Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 39,459,000 | 39,788,000 | 42,017,000 | 40,991,000 |
| Total loans | 21,607,000 | 22,896,000 | 23,558,000 | 22,023,000 |
| Allowance for loan losses | 418,000 | 413,000 | 425,000 | 414,000 |
| Securities available for sale | 14,866,000 | 14,044,000 | 14,338,000 | 15,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,357,000 | 31,864,000 | 33,683,000 | 33,330,000 |
| Interest-bearing deposits | 24,928,000 | 24,837,000 | 25,981,000 | 25,708,000 |
| Noninterest-bearing deposits | 7,429,000 | 7,027,000 | 7,702,000 | 7,622,000 |
| Equity capital | 3,438,000 | 3,504,000 | 3,937,000 | 4,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 969,000 | 1,502,000 | 2,032,000 |
| Interest expense | 177,000 | 335,000 | 509,000 | 703,000 |
| Net interest income | 297,000 | 634,000 | 993,000 | 1,329,000 |
| Noninterest income | 29,000 | 62,000 | 96,000 | 126,000 |
| Noninterest expense | 263,000 | 523,000 | 800,000 | 1,074,000 |
| Provision for loan losses | -2,000 | -8,000 | 2,000 | -10,000 |
| Pretax income | 64,000 | 174,000 | 292,000 | 383,000 |
| Income tax | 6,000 | 5,000 | 11,000 | 16,000 |
| Net income | 58,000 | 169,000 | 281,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,858,000 | 4,969,000 | 5,081,000 | 5,153,000 |