Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 38,434,000 | 37,798,000 | 38,303,000 | 38,808,000 |
| Total loans | 20,425,000 | 21,197,000 | 21,747,000 | 20,975,000 |
| Allowance for loan losses | 388,000 | 390,000 | 391,000 | 391,000 |
| Securities available for sale | 15,121,000 | 14,697,000 | 14,329,000 | 14,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,832,000 | 28,880,000 | 28,998,000 | 28,000,000 |
| Interest-bearing deposits | 23,053,000 | 22,318,000 | 22,296,000 | 21,747,000 |
| Noninterest-bearing deposits | 7,780,000 | 6,562,000 | 6,702,000 | 6,253,000 |
| Equity capital | 2,950,000 | 2,803,000 | 2,478,000 | 3,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 767,000 | 1,191,000 | 1,637,000 |
| Interest expense | 80,000 | 187,000 | 309,000 | 445,000 |
| Net interest income | 294,000 | 580,000 | 882,000 | 1,192,000 |
| Noninterest income | 27,000 | 64,000 | 96,000 | 124,000 |
| Noninterest expense | 284,000 | 551,000 | 823,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 37,000 | 93,000 | 155,000 | 300,000 |
| Income tax | 1,000 | 4,000 | 5,000 | 8,000 |
| Net income | 36,000 | 89,000 | 150,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,492,000 | 4,544,000 | 4,606,000 | 4,613,000 |