Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 41,128,000 | 37,741,000 | 37,553,000 | 40,042,000 |
| Total loans | 19,851,000 | 20,048,000 | 20,419,000 | 21,199,000 |
| Allowance for loan losses | 348,000 | 482,000 | 444,000 | 386,000 |
| Securities available for sale | 13,567,000 | 15,632,000 | 14,929,000 | 14,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,947,000 | 31,988,000 | 31,344,000 | 30,382,000 |
| Interest-bearing deposits | 25,909,000 | 25,611,000 | 25,145,000 | 23,804,000 |
| Noninterest-bearing deposits | 8,038,000 | 6,377,000 | 6,200,000 | 6,578,000 |
| Equity capital | 3,452,000 | 2,735,000 | 2,308,000 | 2,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 686,000 | 1,054,000 | 1,607,000 |
| Interest expense | 46,000 | 93,000 | 135,000 | 199,000 |
| Net interest income | 268,000 | 593,000 | 919,000 | 1,408,000 |
| Noninterest income | 50,000 | 81,000 | 111,000 | 134,000 |
| Noninterest expense | 285,000 | 552,000 | 842,000 | 1,130,000 |
| Provision for loan losses | 0 | -40,000 | -80,000 | -140,000 |
| Pretax income | 33,000 | 162,000 | 268,000 | 532,000 |
| Income tax | 4,000 | 6,000 | 10,000 | 23,000 |
| Net income | 29,000 | 156,000 | 258,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,245,000 | 4,285,000 | 4,387,000 | 4,555,000 |