Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,717,000 | 36,178,000 | 36,012,000 | 35,686,000 |
| Total loans | 24,389,000 | 25,059,000 | 25,388,000 | 22,505,000 |
| Allowance for loan losses | 363,000 | 373,000 | 524,000 | 526,000 |
| Securities available for sale | 8,812,000 | 8,784,000 | 6,376,000 | 8,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,128,000 | 27,967,000 | 28,302,000 | 28,003,000 |
| Interest-bearing deposits | 22,501,000 | 22,221,000 | 22,656,000 | 21,882,000 |
| Noninterest-bearing deposits | 4,627,000 | 5,747,000 | 5,645,000 | 6,121,000 |
| Equity capital | 3,854,000 | 4,296,000 | 4,201,000 | 4,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 747,000 | 1,182,000 | 1,574,000 |
| Interest expense | 84,000 | 159,000 | 226,000 | 288,000 |
| Net interest income | 334,000 | 588,000 | 956,000 | 1,286,000 |
| Noninterest income | 34,000 | 65,000 | 168,000 | 194,000 |
| Noninterest expense | 282,000 | 555,000 | 822,000 | 1,101,000 |
| Provision for loan losses | 14,000 | 24,000 | 268,000 | 268,000 |
| Pretax income | 72,000 | 74,000 | 34,000 | 111,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 72,000 | 76,000 | 36,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,978,000 | 3,982,000 | 3,940,000 | 3,936,000 |